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The two dominant payment platforms are \u003Cstrong>WeChat Pay\u003C\u002Fstrong> and \u003Cstrong>Alipay\u003C\u002Fstrong>. They are used for everything — street food, metro tickets, shopping, and even temple donations.\u003C\u002Fp>\n\u003Ch2 id=\"can-foreigners-use-wechat-pay-or-alipay\">Can foreigners use WeChat Pay or Alipay?\u003C\u002Fh2>\n\u003Cp>Yes. Both platforms now allow foreigners to link international credit cards (Visa, Mastercard) to their accounts. We strongly recommend setting this up before you travel. Download the app, complete identity verification (passport required), and add your card.\u003C\u002Fp>\n\u003Ch2 id=\"should-i-bring-cash\">Should I bring cash?\u003C\u002Fh2>\n\u003Cp>Bring a small amount for emergencies (you can exchange at the airport or your home bank). In the cities we cover, you'll likely never need it, but it's good to have as backup.\u003C\u002Fp>\n\u003Ch2 id=\"can-i-use-my-credit-card-in-china\">Can I use my credit card in China?\u003C\u002Fh2>\n\u003Cp>International credit cards are accepted at large hotels and high-end restaurants, but not at small shops, local eateries, or for street food. WeChat Pay \u002F Alipay is essential for daily life.\u003C\u002Fp>\n\u003Ch2 id=\"how-do-exchange-rates-work\">How do exchange rates work?\u003C\u002Fh2>\n\u003Cp>Your bank or payment platform will apply their exchange rate at the time of transaction. 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